CISCO SYSTEMS, INC. | 2013 | FY | 3

The following table summarizes the activity related to product warranty liability during fiscal 2013 and 2012 (in millions):
 
July 27, 2013
 
July 28, 2012
 
July 30, 2011
Balance at beginning of fiscal year
$
415

 
$
342

 
$
360

Provision for warranties issued
664

 
661

 
456

Payments
(648
)
 
(588
)
 
(474
)
Balance at end of fiscal year
$
431

 
$
415

 
$
342

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