December 31, |
|||||
2013 |
2012 |
||||
(In Thousands) |
|||||
Financial instruments whose contract amounts represent credit risk: |
|||||
Commitments to extend credit |
$ |
22,142 |
$ |
20,111 | |
Construction loans in process |
10,643 | 5,155 | |||
Stand-by letters of credit |
193 | 280 | |||
Commitments to fund unused lines of credit: |
|||||
Commercial and industrial lines |
30,054 | 30,403 | |||
Multi-family real estate equity lines |
5,011 | 7,112 | |||
Consumer lines |
131 | 135 | |||
$ |
68,174 |
$ |
63,196 |