(Dollars in thousands) |
2013 |
2012 |
|||
Financial instruments whose contract amounts represent credit risk |
|||||
Commercial commitments to extend credit |
$ |
175,702 |
$ |
182,060 | |
Consumer commitments to extend credit (secured) |
38,097 | 36,303 | |||
Consumer commitments to extend credit (unsecured) |
5,555 | 5,275 | |||
$ |
219,354 |
$ |
223,638 | ||
Standby letters of credit |
$ |
20,151 |
$ |
28,157 |