Sound Financial Bancorp, Inc.
| 2013 | FY |
Financial instruments whose contract amount represents credit risk were as follow (in thousands):
At December 31,
2013
2012
Commitments to make loans
$
1,915
$
5,075
Undisbursed portion of loans closed
25,978
13,693
Unused lines of credit
29,978
30,224
Irrevocable letters of credit
513
578
Total loan commitments
$
58,384
$
49,570
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