UNIONBANCAL CORP | 2013 | FY | 3


 

 
  For the Year Ended
December 31, 2013
  For the Year Ended
Decemeber 31, 2012
 
(Dollars in millions)   Pre-Modification
Outstanding
Recorded
Investment(1)
  Post-Modification
Outstanding
Recorded
Investment(2)
  Pre-Modification
Outstanding
Recorded
Investment(1)
  Post-Modification
Outstanding
Recorded
Investment(2)
 

Commercial and industrial

  $ 161   $ 158   $ 154   $ 147  

Commercial mortgage

    70     69     22     21  

Construction

            7     7  
                   

Total commercial portfolio

    231     227     183     175  
                   

Residential mortgage

    104     103     159     151  

Home equity and other consumer loans

    9     8     31     19  
                   

Total consumer portfolio

    113     111     190     170  
                   

Total

  $ 344   $ 338   $ 373   $ 345  
                   
                   

(1)
Represents the recorded investment in the loan immediately prior to the restructuring event.

(2)
Represents the recorded investment in the loan immediately following the restructuring event. It includes the effect of paydowns that were required as part of the restructuring terms.

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