<?xml version='1.0' encoding='utf-8'?>
<!-- Autogenerated -->
<!-- Created by Charles Hoffman, CPA 4/28/2021 4:50:21 PM -->
<!-- Public Domain Dedication: https://creativecommons.org/publicdomain/zero/1.0/ -->
<linkbase xmlns='http://www.xbrl.org/2003/linkbase' xmlns:xsi='http://www.w3.org/2001/XMLSchema-instance' xmlns:xlink='http://www.w3.org/1999/xlink' xsi:schemaLocation='http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd'>
  <roleRef xlink:type='simple' xlink:href='http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel' roleURI='http://www.xbrl.org/2009/role/negatedLabel' />
  <roleRef xlink:type='simple' xlink:href='http://xbrlsite.azurewebsites.net/2016/conceptual-model/cm-roles.xsd#originallyStatedLabel' roleURI='http://xbrlsite.azurewebsites.net/2016/conceptual-model/cm-roles/roles/originallyStatedLabel' />
  <roleRef xlink:type='simple' xlink:href='http://www.xbrl.org/lrr/role/restated-2006-02-21.xsd#restatedLabel' roleURI='http://www.xbrl.org/2006/role/restatedLabel' />
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_AccountsAndBillsPayable' xlink:label='pfs_AccountsAndBillsPayable' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_AccountsAndBillsPayable' xlink:to='pfs_AccountsAndBillsPayable_lbl' />
    <label xlink:type='resource' xlink:label='pfs_AccountsAndBillsPayable_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Accounts and Bills Payable</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Address' xlink:label='pfs_Address' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Address' xlink:to='pfs_Address_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Address_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Address</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_AllMember' xlink:label='pfs_AllMember' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_AllMember' xlink:to='pfs_AllMember_lbl' />
    <label xlink:type='resource' xlink:label='pfs_AllMember_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>All [Member]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_AreAnyAssetsPledged' xlink:label='pfs_AreAnyAssetsPledged' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_AreAnyAssetsPledged' xlink:to='pfs_AreAnyAssetsPledged_lbl' />
    <label xlink:type='resource' xlink:label='pfs_AreAnyAssetsPledged_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Are Any Assets Pledged?</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_AsEndorsesComakerOrGuarantor' xlink:label='pfs_AsEndorsesComakerOrGuarantor' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_AsEndorsesComakerOrGuarantor' xlink:to='pfs_AsEndorsesComakerOrGuarantor_lbl' />
    <label xlink:type='resource' xlink:label='pfs_AsEndorsesComakerOrGuarantor_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>As Endorses, Co-maker, or Guarantor</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Assets' xlink:label='pfs_Assets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Assets' xlink:to='pfs_Assets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Assets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Assets</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_AssetsHypercube' xlink:label='pfs_AssetsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_AssetsHypercube' xlink:to='pfs_AssetsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_AssetsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Assets [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_AssetsRollUp' xlink:label='pfs_AssetsRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_AssetsRollUp' xlink:to='pfs_AssetsRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_AssetsRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Assets [Roll Up]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_BalanceSheetDate' xlink:label='pfs_BalanceSheetDate' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_BalanceSheetDate' xlink:to='pfs_BalanceSheetDate_lbl' />
    <label xlink:type='resource' xlink:label='pfs_BalanceSheetDate_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Balance Sheet Date</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_BusinessPhone' xlink:label='pfs_BusinessPhone' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_BusinessPhone' xlink:to='pfs_BusinessPhone_lbl' />
    <label xlink:type='resource' xlink:label='pfs_BusinessPhone_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Business Phone</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CashOnHandAndInBanks' xlink:label='pfs_CashOnHandAndInBanks' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CashOnHandAndInBanks' xlink:to='pfs_CashOnHandAndInBanks_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CashOnHandAndInBanks_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Cash on Hand and In Banks</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CashRentOwed' xlink:label='pfs_CashRentOwed' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CashRentOwed' xlink:to='pfs_CashRentOwed_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CashRentOwed_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Cash Rent Owed</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CashValueOfLifeInsurance' xlink:label='pfs_CashValueOfLifeInsurance' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CashValueOfLifeInsurance' xlink:to='pfs_CashValueOfLifeInsurance_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CashValueOfLifeInsurance_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Cash Value of Life Insurance</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ChangeInNetWorthHypercube' xlink:label='pfs_ChangeInNetWorthHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ChangeInNetWorthHypercube' xlink:to='pfs_ChangeInNetWorthHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ChangeInNetWorthHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Change in Net Worth [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_City' xlink:label='pfs_City' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_City' xlink:to='pfs_City_lbl' />
    <label xlink:type='resource' xlink:label='pfs_City_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>City</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ContingentLiabilitiesHypercube' xlink:label='pfs_ContingentLiabilitiesHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ContingentLiabilitiesHypercube' xlink:to='pfs_ContingentLiabilitiesHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ContingentLiabilitiesHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Contingent Liabilities [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ContingentLiabilitiesSet' xlink:label='pfs_ContingentLiabilitiesSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ContingentLiabilitiesSet' xlink:to='pfs_ContingentLiabilitiesSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ContingentLiabilitiesSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Contingent Liabilities [Set]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ContractAccountsPayable' xlink:label='pfs_ContractAccountsPayable' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ContractAccountsPayable' xlink:to='pfs_ContractAccountsPayable_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ContractAccountsPayable_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Contract Accounts Payable</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Country' xlink:label='pfs_Country' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Country' xlink:to='pfs_Country_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Country_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Country</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CurrentAssets' xlink:label='pfs_CurrentAssets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CurrentAssets' xlink:to='pfs_CurrentAssets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CurrentAssets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Current Assets</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CurrentAssetsRollUp' xlink:label='pfs_CurrentAssetsRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CurrentAssetsRollUp' xlink:to='pfs_CurrentAssetsRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CurrentAssetsRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Current Assets [Roll Up]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CurrentLiabilities' xlink:label='pfs_CurrentLiabilities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CurrentLiabilities' xlink:to='pfs_CurrentLiabilities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CurrentLiabilities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Current Liabilities</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CurrentLiabilitiesRollUp' xlink:label='pfs_CurrentLiabilitiesRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CurrentLiabilitiesRollUp' xlink:to='pfs_CurrentLiabilitiesRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CurrentLiabilitiesRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Current Liabilities [Roll Up]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_DefendantInAnyLawSuits' xlink:label='pfs_DefendantInAnyLawSuits' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_DefendantInAnyLawSuits' xlink:to='pfs_DefendantInAnyLawSuits_lbl' />
    <label xlink:type='resource' xlink:label='pfs_DefendantInAnyLawSuits_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Defendant in Any Law Suits?</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_DividendsAndInterestIncome' xlink:label='pfs_DividendsAndInterestIncome' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_DividendsAndInterestIncome' xlink:to='pfs_DividendsAndInterestIncome_lbl' />
    <label xlink:type='resource' xlink:label='pfs_DividendsAndInterestIncome_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Dividends and Interest Income</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Equity' xlink:label='pfs_Equity' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Equity' xlink:to='pfs_Equity_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Equity_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Equity</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_EverDeclaredBankrupt' xlink:label='pfs_EverDeclaredBankrupt' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_EverDeclaredBankrupt' xlink:to='pfs_EverDeclaredBankrupt_lbl' />
    <label xlink:type='resource' xlink:label='pfs_EverDeclaredBankrupt_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Ever Declared Bankrupt?</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Expenses' xlink:label='pfs_Expenses' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Expenses' xlink:to='pfs_Expenses_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Expenses_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Expenses</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ExpensesHypercube' xlink:label='pfs_ExpensesHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ExpensesHypercube' xlink:to='pfs_ExpensesHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ExpensesHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Expenses [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ExpensesRollUp' xlink:label='pfs_ExpensesRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ExpensesRollUp' xlink:to='pfs_ExpensesRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ExpensesRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Expenses [Roll Up]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_FederalOrStateIncomeTaxes' xlink:label='pfs_FederalOrStateIncomeTaxes' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_FederalOrStateIncomeTaxes' xlink:to='pfs_FederalOrStateIncomeTaxes_lbl' />
    <label xlink:type='resource' xlink:label='pfs_FederalOrStateIncomeTaxes_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Federal or State Income Taxes</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_GeneralInformationHypercube' xlink:label='pfs_GeneralInformationHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_GeneralInformationHypercube' xlink:to='pfs_GeneralInformationHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_GeneralInformationHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>General Information [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_GeneralInformationSet' xlink:label='pfs_GeneralInformationSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_GeneralInformationSet' xlink:to='pfs_GeneralInformationSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_GeneralInformationSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>General Information [Set]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_HomePhone' xlink:label='pfs_HomePhone' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_HomePhone' xlink:to='pfs_HomePhone_lbl' />
    <label xlink:type='resource' xlink:label='pfs_HomePhone_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Home Phone</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_HypercubeLineItems' xlink:label='pfs_HypercubeLineItems' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_HypercubeLineItems' xlink:to='pfs_HypercubeLineItems_lbl' />
    <label xlink:type='resource' xlink:label='pfs_HypercubeLineItems_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Hypercube [Line Items]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Income' xlink:label='pfs_Income' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Income' xlink:to='pfs_Income_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Income_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Income</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_IncomeHypercube' xlink:label='pfs_IncomeHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_IncomeHypercube' xlink:to='pfs_IncomeHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_IncomeHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Income [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_IncomeRollUp' xlink:label='pfs_IncomeRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_IncomeRollUp' xlink:to='pfs_IncomeRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_IncomeRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Income [Roll Up]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_IncomeTaxes' xlink:label='pfs_IncomeTaxes' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_IncomeTaxes' xlink:to='pfs_IncomeTaxes_lbl' />
    <label xlink:type='resource' xlink:label='pfs_IncomeTaxes_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Income Taxes</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_InsurancePremiums' xlink:label='pfs_InsurancePremiums' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_InsurancePremiums' xlink:to='pfs_InsurancePremiums_lbl' />
    <label xlink:type='resource' xlink:label='pfs_InsurancePremiums_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Insurance Premiums</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_LegalClaims' xlink:label='pfs_LegalClaims' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_LegalClaims' xlink:to='pfs_LegalClaims_lbl' />
    <label xlink:type='resource' xlink:label='pfs_LegalClaims_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Legal Claims</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Liabilities' xlink:label='pfs_Liabilities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Liabilities' xlink:to='pfs_Liabilities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Liabilities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Liabilities</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_LiabilitiesHypercube' xlink:label='pfs_LiabilitiesHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_LiabilitiesHypercube' xlink:to='pfs_LiabilitiesHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_LiabilitiesHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Liabilities [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_LiabilitiesRollUp' xlink:label='pfs_LiabilitiesRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_LiabilitiesRollUp' xlink:to='pfs_LiabilitiesRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_LiabilitiesRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Liabilities [Roll Up]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_LiensAndAssessmentsPayable' xlink:label='pfs_LiensAndAssessmentsPayable' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_LiensAndAssessmentsPayable' xlink:to='pfs_LiensAndAssessmentsPayable_lbl' />
    <label xlink:type='resource' xlink:label='pfs_LiensAndAssessmentsPayable_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Liens and Assessments Payable</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_LineItemDimension' xlink:label='pfs_LineItemDimension' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_LineItemDimension' xlink:to='pfs_LineItemDimension_lbl' />
    <label xlink:type='resource' xlink:label='pfs_LineItemDimension_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Line Item [Dimension]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_LoansOnLifeInsurancePolicies' xlink:label='pfs_LoansOnLifeInsurancePolicies' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_LoansOnLifeInsurancePolicies' xlink:to='pfs_LoansOnLifeInsurancePolicies_lbl' />
    <label xlink:type='resource' xlink:label='pfs_LoansOnLifeInsurancePolicies_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Loans on Life Insurance Policies</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_MarketableSecuritiesIssuedByGovernment' xlink:label='pfs_MarketableSecuritiesIssuedByGovernment' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_MarketableSecuritiesIssuedByGovernment' xlink:to='pfs_MarketableSecuritiesIssuedByGovernment_lbl' />
    <label xlink:type='resource' xlink:label='pfs_MarketableSecuritiesIssuedByGovernment_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Marketable Securities Issued by Government</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_MarketableSecuritiesOther' xlink:label='pfs_MarketableSecuritiesOther' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_MarketableSecuritiesOther' xlink:to='pfs_MarketableSecuritiesOther_lbl' />
    <label xlink:type='resource' xlink:label='pfs_MarketableSecuritiesOther_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Marketable Securities Other</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_MortgagePayments' xlink:label='pfs_MortgagePayments' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_MortgagePayments' xlink:to='pfs_MortgagePayments_lbl' />
    <label xlink:type='resource' xlink:label='pfs_MortgagePayments_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Mortgage Payments</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_MortgagesAndContractsOwned' xlink:label='pfs_MortgagesAndContractsOwned' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_MortgagesAndContractsOwned' xlink:to='pfs_MortgagesAndContractsOwned_lbl' />
    <label xlink:type='resource' xlink:label='pfs_MortgagesAndContractsOwned_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Mortgages and Contracts Owned</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NameOfBusiness' xlink:label='pfs_NameOfBusiness' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NameOfBusiness' xlink:to='pfs_NameOfBusiness_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NameOfBusiness_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Name of Business</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NameOfEconomicEntity' xlink:label='pfs_NameOfEconomicEntity' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NameOfEconomicEntity' xlink:to='pfs_NameOfEconomicEntity_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NameOfEconomicEntity_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Name of Economic Entity</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetAssets' xlink:label='pfs_NetAssets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetAssets' xlink:to='pfs_NetAssets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetAssets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Net Assets</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetCashFlow' xlink:label='pfs_NetCashFlow' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetCashFlow' xlink:to='pfs_NetCashFlow_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetCashFlow_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Net Cash Flow</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetCashFlowFinancingActivities' xlink:label='pfs_NetCashFlowFinancingActivities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetCashFlowFinancingActivities' xlink:to='pfs_NetCashFlowFinancingActivities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetCashFlowFinancingActivities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Net Cash Flow Financing Activities</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetCashFlowInvestingActivities' xlink:label='pfs_NetCashFlowInvestingActivities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetCashFlowInvestingActivities' xlink:to='pfs_NetCashFlowInvestingActivities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetCashFlowInvestingActivities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Net Cash Flow Investing Activities</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetCashFlowOperatingActivities' xlink:label='pfs_NetCashFlowOperatingActivities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetCashFlowOperatingActivities' xlink:to='pfs_NetCashFlowOperatingActivities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetCashFlowOperatingActivities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Net Cash Flow Operating Activities</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetIncomeExpenses' xlink:label='pfs_NetIncomeExpenses' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetIncomeExpenses' xlink:to='pfs_NetIncomeExpenses_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetIncomeExpenses_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Net Income (Expenses)</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetIncomeExpensesRollUp' xlink:label='pfs_NetIncomeExpensesRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetIncomeExpensesRollUp' xlink:to='pfs_NetIncomeExpensesRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetIncomeExpensesRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Net Income/Expenses [Roll Up]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetIncomeExpensesSummaryHypercube' xlink:label='pfs_NetIncomeExpensesSummaryHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetIncomeExpensesSummaryHypercube' xlink:to='pfs_NetIncomeExpensesSummaryHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetIncomeExpensesSummaryHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Net Income/Expenses Summary [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetWorth' xlink:label='pfs_NetWorth' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetWorth' xlink:to='pfs_NetWorth_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetWorth_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Net Worth</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetWorthRollForward' xlink:label='pfs_NetWorthRollForward' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetWorthRollForward' xlink:to='pfs_NetWorthRollForward_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetWorthRollForward_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Net Worth [Roll Forward]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetWorthRollUp' xlink:label='pfs_NetWorthRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetWorthRollUp' xlink:to='pfs_NetWorthRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetWorthRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Net Worth [Roll Up]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetWorthSummaryHypercube' xlink:label='pfs_NetWorthSummaryHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetWorthSummaryHypercube' xlink:to='pfs_NetWorthSummaryHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetWorthSummaryHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Net Worth Summary [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NoncurrentAssets' xlink:label='pfs_NoncurrentAssets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NoncurrentAssets' xlink:to='pfs_NoncurrentAssets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NoncurrentAssets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Noncurrent Assets</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NoncurrentAssetsRollUp' xlink:label='pfs_NoncurrentAssetsRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NoncurrentAssetsRollUp' xlink:to='pfs_NoncurrentAssetsRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NoncurrentAssetsRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Noncurrent Assets [Roll Up]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NoncurrentLiabilities' xlink:label='pfs_NoncurrentLiabilities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NoncurrentLiabilities' xlink:to='pfs_NoncurrentLiabilities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NoncurrentLiabilities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Noncurrent Liabilities</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NoncurrentLiabilitiesRollUp' xlink:label='pfs_NoncurrentLiabilitiesRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NoncurrentLiabilitiesRollUp' xlink:to='pfs_NoncurrentLiabilitiesRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NoncurrentLiabilitiesRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Noncurrent Liabilities [Roll Up]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NotesAccountsReceivableDoubtful' xlink:label='pfs_NotesAccountsReceivableDoubtful' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NotesAccountsReceivableDoubtful' xlink:to='pfs_NotesAccountsReceivableDoubtful_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NotesAccountsReceivableDoubtful_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Notes Accounts Receivable (Doubtful)</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NotesAndAccountsReceivable' xlink:label='pfs_NotesAndAccountsReceivable' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NotesAndAccountsReceivable' xlink:to='pfs_NotesAndAccountsReceivable_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NotesAndAccountsReceivable_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Notes and Accounts Receivable</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NotesDueFromRelativesAndFriends' xlink:label='pfs_NotesDueFromRelativesAndFriends' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NotesDueFromRelativesAndFriends' xlink:to='pfs_NotesDueFromRelativesAndFriends_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NotesDueFromRelativesAndFriends_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Notes Due from Relatives and Friends</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NotesDueToBanks' xlink:label='pfs_NotesDueToBanks' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NotesDueToBanks' xlink:to='pfs_NotesDueToBanks_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NotesDueToBanks_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Notes Due to Banks</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NotesDueToOthers' xlink:label='pfs_NotesDueToOthers' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NotesDueToOthers' xlink:to='pfs_NotesDueToOthers_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NotesDueToOthers_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Notes Due to Others</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NotesDueToRelativesAndFriends' xlink:label='pfs_NotesDueToRelativesAndFriends' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NotesDueToRelativesAndFriends' xlink:to='pfs_NotesDueToRelativesAndFriends_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NotesDueToRelativesAndFriends_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Notes Due to Relatives and Friends</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OnLeasesOrContracts' xlink:label='pfs_OnLeasesOrContracts' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OnLeasesOrContracts' xlink:to='pfs_OnLeasesOrContracts_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OnLeasesOrContracts_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>On Leases or Contracts</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherContingentLiabilities' xlink:label='pfs_OtherContingentLiabilities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherContingentLiabilities' xlink:to='pfs_OtherContingentLiabilities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherContingentLiabilities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Contingent Liabilities</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherCurrentAssets' xlink:label='pfs_OtherCurrentAssets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherCurrentAssets' xlink:to='pfs_OtherCurrentAssets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherCurrentAssets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Current Assets</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherCurrentAssetsSet' xlink:label='pfs_OtherCurrentAssetsSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherCurrentAssetsSet' xlink:to='pfs_OtherCurrentAssetsSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherCurrentAssetsSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Current Assets [Set]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherCurrentAssetsSubcomponentsHypercube' xlink:label='pfs_OtherCurrentAssetsSubcomponentsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherCurrentAssetsSubcomponentsHypercube' xlink:to='pfs_OtherCurrentAssetsSubcomponentsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherCurrentAssetsSubcomponentsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Current Assets Subcomponents [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherCurrentLiabilities' xlink:label='pfs_OtherCurrentLiabilities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherCurrentLiabilities' xlink:to='pfs_OtherCurrentLiabilities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherCurrentLiabilities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Current Liabilities</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherCurrentLiabilitiesSet' xlink:label='pfs_OtherCurrentLiabilitiesSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherCurrentLiabilitiesSet' xlink:to='pfs_OtherCurrentLiabilitiesSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherCurrentLiabilitiesSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Current Liabilities [Set]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherCurrentLiabilitiesSubcomponentsHypercube' xlink:label='pfs_OtherCurrentLiabilitiesSubcomponentsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherCurrentLiabilitiesSubcomponentsHypercube' xlink:to='pfs_OtherCurrentLiabilitiesSubcomponentsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherCurrentLiabilitiesSubcomponentsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Current Liabilities Subcomponents [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherExpenses' xlink:label='pfs_OtherExpenses' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherExpenses' xlink:to='pfs_OtherExpenses_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherExpenses_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Expenses</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherExpensesSet' xlink:label='pfs_OtherExpensesSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherExpensesSet' xlink:to='pfs_OtherExpensesSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherExpensesSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Expenses [Set]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherExpensesSubcomponentsHypercube' xlink:label='pfs_OtherExpensesSubcomponentsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherExpensesSubcomponentsHypercube' xlink:to='pfs_OtherExpensesSubcomponentsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherExpensesSubcomponentsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Expenses Subcomponents [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherIncome' xlink:label='pfs_OtherIncome' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherIncome' xlink:to='pfs_OtherIncome_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherIncome_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Income</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherIncomeSet' xlink:label='pfs_OtherIncomeSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherIncomeSet' xlink:to='pfs_OtherIncomeSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherIncomeSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Income [Set]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherIncomeSubcomponentsHypercube' xlink:label='pfs_OtherIncomeSubcomponentsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherIncomeSubcomponentsHypercube' xlink:to='pfs_OtherIncomeSubcomponentsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherIncomeSubcomponentsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Income Subcomponents [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherNoncurrentAssets' xlink:label='pfs_OtherNoncurrentAssets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherNoncurrentAssets' xlink:to='pfs_OtherNoncurrentAssets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherNoncurrentAssets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Noncurrent Assets</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherNoncurrentAssetsSet' xlink:label='pfs_OtherNoncurrentAssetsSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherNoncurrentAssetsSet' xlink:to='pfs_OtherNoncurrentAssetsSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherNoncurrentAssetsSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Noncurrent Assets [Set]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherNoncurrentAssetsSubcomponentsHypercube' xlink:label='pfs_OtherNoncurrentAssetsSubcomponentsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherNoncurrentAssetsSubcomponentsHypercube' xlink:to='pfs_OtherNoncurrentAssetsSubcomponentsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherNoncurrentAssetsSubcomponentsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Noncurrent Assets Subcomponents [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherNoncurrentLiabilities' xlink:label='pfs_OtherNoncurrentLiabilities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherNoncurrentLiabilities' xlink:to='pfs_OtherNoncurrentLiabilities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherNoncurrentLiabilities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Noncurrent Liabilities</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherNoncurrentLiabilitiesSet' xlink:label='pfs_OtherNoncurrentLiabilitiesSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherNoncurrentLiabilitiesSet' xlink:to='pfs_OtherNoncurrentLiabilitiesSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherNoncurrentLiabilitiesSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Noncurrent Liabilities [Set]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherNoncurrentLiabilitiesSubcomponentsHypercube' xlink:label='pfs_OtherNoncurrentLiabilitiesSubcomponentsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherNoncurrentLiabilitiesSubcomponentsHypercube' xlink:to='pfs_OtherNoncurrentLiabilitiesSubcomponentsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherNoncurrentLiabilitiesSubcomponentsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Noncurrent Liabilities Subcomponents [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherSecuritiesNotMarketable' xlink:label='pfs_OtherSecuritiesNotMarketable' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherSecuritiesNotMarketable' xlink:to='pfs_OtherSecuritiesNotMarketable_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherSecuritiesNotMarketable_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Securities (Not Marketable)</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherTaxes' xlink:label='pfs_OtherTaxes' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherTaxes' xlink:to='pfs_OtherTaxes_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherTaxes_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Taxes</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherUnpaidTaxesAndInterest' xlink:label='pfs_OtherUnpaidTaxesAndInterest' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherUnpaidTaxesAndInterest' xlink:to='pfs_OtherUnpaidTaxesAndInterest_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherUnpaidTaxesAndInterest_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Other Unpaid Taxes and Interest</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_PersonalInformationHypercube' xlink:label='pfs_PersonalInformationHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_PersonalInformationHypercube' xlink:to='pfs_PersonalInformationHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_PersonalInformationHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Personal Information [Hypercube]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_PersonalInformationSet' xlink:label='pfs_PersonalInformationSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_PersonalInformationSet' xlink:to='pfs_PersonalInformationSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_PersonalInformationSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Personal Information [Set]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_PersonalProperty' xlink:label='pfs_PersonalProperty' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_PersonalProperty' xlink:to='pfs_PersonalProperty_lbl' />
    <label xlink:type='resource' xlink:label='pfs_PersonalProperty_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Personal Property</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_PostalCode' xlink:label='pfs_PostalCode' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_PostalCode' xlink:to='pfs_PostalCode_lbl' />
    <label xlink:type='resource' xlink:label='pfs_PostalCode_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Postal Code</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_RealEstateMortagesPayable' xlink:label='pfs_RealEstateMortagesPayable' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_RealEstateMortagesPayable' xlink:to='pfs_RealEstateMortagesPayable_lbl' />
    <label xlink:type='resource' xlink:label='pfs_RealEstateMortagesPayable_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Real Estate Mortgages Payable</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_RealEstateOwned' xlink:label='pfs_RealEstateOwned' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_RealEstateOwned' xlink:to='pfs_RealEstateOwned_lbl' />
    <label xlink:type='resource' xlink:label='pfs_RealEstateOwned_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Real Estate Owned</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_RentalAndLeaseIncome' xlink:label='pfs_RentalAndLeaseIncome' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_RentalAndLeaseIncome' xlink:to='pfs_RentalAndLeaseIncome_lbl' />
    <label xlink:type='resource' xlink:label='pfs_RentalAndLeaseIncome_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Rental and Lease Income</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_RentPayments' xlink:label='pfs_RentPayments' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_RentPayments' xlink:to='pfs_RentPayments_lbl' />
    <label xlink:type='resource' xlink:label='pfs_RentPayments_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Rent Payments</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ReportingStyleCode' xlink:label='pfs_ReportingStyleCode' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ReportingStyleCode' xlink:to='pfs_ReportingStyleCode_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ReportingStyleCode_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Reporting Style Code</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_SalaryBonusesAndCommissions' xlink:label='pfs_SalaryBonusesAndCommissions' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_SalaryBonusesAndCommissions' xlink:to='pfs_SalaryBonusesAndCommissions_lbl' />
    <label xlink:type='resource' xlink:label='pfs_SalaryBonusesAndCommissions_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Salary, Bonues, and Commissions</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_State' xlink:label='pfs_State' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_State' xlink:to='pfs_State_lbl' />
    <label xlink:type='resource' xlink:label='pfs_State_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>State</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_SundryMember' xlink:label='pfs_SundryMember' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_SundryMember' xlink:to='pfs_SundryMember_lbl' />
    <label xlink:type='resource' xlink:label='pfs_SundryMember_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Sundry [Member]</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_UnpaidIncomeTaxes' xlink:label='pfs_UnpaidIncomeTaxes' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_UnpaidIncomeTaxes' xlink:to='pfs_UnpaidIncomeTaxes_lbl' />
    <label xlink:type='resource' xlink:label='pfs_UnpaidIncomeTaxes_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/label'>Unpaid Income Taxes</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_AccountsAndBillsPayable' xlink:label='pfs_AccountsAndBillsPayable' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_AccountsAndBillsPayable' xlink:to='pfs_AccountsAndBillsPayable_lbl' />
    <label xlink:type='resource' xlink:label='pfs_AccountsAndBillsPayable_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Credit cards payable and any other bills and expenses which must be paid.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Address' xlink:label='pfs_Address' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Address' xlink:to='pfs_Address_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Address_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Number, street, and unit.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_AllMember' xlink:label='pfs_AllMember' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_AllMember' xlink:to='pfs_AllMember_lbl' />
    <label xlink:type='resource' xlink:label='pfs_AllMember_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all line items for the dimension.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_AreAnyAssetsPledged' xlink:label='pfs_AreAnyAssetsPledged' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_AreAnyAssetsPledged' xlink:to='pfs_AreAnyAssetsPledged_lbl' />
    <label xlink:type='resource' xlink:label='pfs_AreAnyAssetsPledged_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Does the reporting individual have any assets that are pledged as collateral.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_AsEndorsesComakerOrGuarantor' xlink:label='pfs_AsEndorsesComakerOrGuarantor' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_AsEndorsesComakerOrGuarantor' xlink:to='pfs_AsEndorsesComakerOrGuarantor_lbl' />
    <label xlink:type='resource' xlink:label='pfs_AsEndorsesComakerOrGuarantor_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Is the reporting individual an endorser, comaker, or guarantor of any other entities liabilities.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Assets' xlink:label='pfs_Assets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Assets' xlink:to='pfs_Assets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Assets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Assets are anything that is owned by an individual that has a monetary value.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_AssetsHypercube' xlink:label='pfs_AssetsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_AssetsHypercube' xlink:to='pfs_AssetsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_AssetsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary of all assets of reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_AssetsRollUp' xlink:label='pfs_AssetsRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_AssetsRollUp' xlink:to='pfs_AssetsRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_AssetsRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Roll up of assets.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_BalanceSheetDate' xlink:label='pfs_BalanceSheetDate' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_BalanceSheetDate' xlink:to='pfs_BalanceSheetDate_lbl' />
    <label xlink:type='resource' xlink:label='pfs_BalanceSheetDate_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Balance sheet date of the personal financial statement.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_BusinessPhone' xlink:label='pfs_BusinessPhone' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_BusinessPhone' xlink:to='pfs_BusinessPhone_lbl' />
    <label xlink:type='resource' xlink:label='pfs_BusinessPhone_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Business phone number of reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CashOnHandAndInBanks' xlink:label='pfs_CashOnHandAndInBanks' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CashOnHandAndInBanks' xlink:to='pfs_CashOnHandAndInBanks_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CashOnHandAndInBanks_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>All cash that is on hand or in bank accounts of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CashRentOwed' xlink:label='pfs_CashRentOwed' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CashRentOwed' xlink:to='pfs_CashRentOwed_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CashRentOwed_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>All rent payments owed as of the balance sheet date for the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CashValueOfLifeInsurance' xlink:label='pfs_CashValueOfLifeInsurance' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CashValueOfLifeInsurance' xlink:to='pfs_CashValueOfLifeInsurance_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CashValueOfLifeInsurance_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all assets related to cash value of all life insurance policies of reporting entity.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ChangeInNetWorthHypercube' xlink:label='pfs_ChangeInNetWorthHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ChangeInNetWorthHypercube' xlink:to='pfs_ChangeInNetWorthHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ChangeInNetWorthHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary of information about changes in net worth.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_City' xlink:label='pfs_City' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_City' xlink:to='pfs_City_lbl' />
    <label xlink:type='resource' xlink:label='pfs_City_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>City portion of the address.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ContingentLiabilitiesHypercube' xlink:label='pfs_ContingentLiabilitiesHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ContingentLiabilitiesHypercube' xlink:to='pfs_ContingentLiabilitiesHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ContingentLiabilitiesHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary of information about potential contingent liabilities.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ContingentLiabilitiesSet' xlink:label='pfs_ContingentLiabilitiesSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ContingentLiabilitiesSet' xlink:to='pfs_ContingentLiabilitiesSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ContingentLiabilitiesSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Information about potential contingent liabilities.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ContractAccountsPayable' xlink:label='pfs_ContractAccountsPayable' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ContractAccountsPayable' xlink:to='pfs_ContractAccountsPayable_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ContractAccountsPayable_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Contractually obligated accounts that are payable by the reporting individual as of the balance sheet date.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Country' xlink:label='pfs_Country' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Country' xlink:to='pfs_Country_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Country_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Country potion of the address.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CurrentAssets' xlink:label='pfs_CurrentAssets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CurrentAssets' xlink:to='pfs_CurrentAssets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CurrentAssets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/totalLabel'>Total Current Assets</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CurrentAssets' xlink:label='pfs_CurrentAssets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CurrentAssets' xlink:to='pfs_CurrentAssets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CurrentAssets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Assets that are owned by the reporting individual that are expected to be consumed within one year.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CurrentAssetsRollUp' xlink:label='pfs_CurrentAssetsRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CurrentAssetsRollUp' xlink:to='pfs_CurrentAssetsRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CurrentAssetsRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Roll up of current assets.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CurrentLiabilities' xlink:label='pfs_CurrentLiabilities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CurrentLiabilities' xlink:to='pfs_CurrentLiabilities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CurrentLiabilities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Liabilities that are owed by the reporting individual and are expected to be paid within one year.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_CurrentLiabilitiesRollUp' xlink:label='pfs_CurrentLiabilitiesRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_CurrentLiabilitiesRollUp' xlink:to='pfs_CurrentLiabilitiesRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_CurrentLiabilitiesRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Roll up of current liabilities.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_DefendantInAnyLawSuits' xlink:label='pfs_DefendantInAnyLawSuits' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_DefendantInAnyLawSuits' xlink:to='pfs_DefendantInAnyLawSuits_lbl' />
    <label xlink:type='resource' xlink:label='pfs_DefendantInAnyLawSuits_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Is the reporting individual a defendant in any law suites as of the balance sheet date.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_DividendsAndInterestIncome' xlink:label='pfs_DividendsAndInterestIncome' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_DividendsAndInterestIncome' xlink:to='pfs_DividendsAndInterestIncome_lbl' />
    <label xlink:type='resource' xlink:label='pfs_DividendsAndInterestIncome_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all income from dividends and interest income from investments.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Equity' xlink:label='pfs_Equity' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Equity' xlink:to='pfs_Equity_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Equity_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>All assets less all liabilities; equivalent to net worth.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_EverDeclaredBankrupt' xlink:label='pfs_EverDeclaredBankrupt' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_EverDeclaredBankrupt' xlink:to='pfs_EverDeclaredBankrupt_lbl' />
    <label xlink:type='resource' xlink:label='pfs_EverDeclaredBankrupt_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Has the reporting individual ever declared bankruptcy?</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Expenses' xlink:label='pfs_Expenses' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Expenses' xlink:to='pfs_Expenses_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Expenses_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2009/role/negatedLabel'>(Expenses)</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Expenses' xlink:label='pfs_Expenses' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Expenses' xlink:to='pfs_Expenses_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Expenses_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all expenses of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ExpensesHypercube' xlink:label='pfs_ExpensesHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ExpensesHypercube' xlink:to='pfs_ExpensesHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ExpensesHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary of information about expenses.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ExpensesRollUp' xlink:label='pfs_ExpensesRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ExpensesRollUp' xlink:to='pfs_ExpensesRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ExpensesRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Roll up of expenses.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_FederalOrStateIncomeTaxes' xlink:label='pfs_FederalOrStateIncomeTaxes' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_FederalOrStateIncomeTaxes' xlink:to='pfs_FederalOrStateIncomeTaxes_lbl' />
    <label xlink:type='resource' xlink:label='pfs_FederalOrStateIncomeTaxes_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all federal or state income taxes that are payable by the reporting individual as of the balance sheet date.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_GeneralInformationHypercube' xlink:label='pfs_GeneralInformationHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_GeneralInformationHypercube' xlink:to='pfs_GeneralInformationHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_GeneralInformationHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary of general information of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_GeneralInformationSet' xlink:label='pfs_GeneralInformationSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_GeneralInformationSet' xlink:to='pfs_GeneralInformationSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_GeneralInformationSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Set of information that makes up general information.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_HomePhone' xlink:label='pfs_HomePhone' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_HomePhone' xlink:to='pfs_HomePhone_lbl' />
    <label xlink:type='resource' xlink:label='pfs_HomePhone_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Home telephone number of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_HypercubeLineItems' xlink:label='pfs_HypercubeLineItems' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_HypercubeLineItems' xlink:to='pfs_HypercubeLineItems_lbl' />
    <label xlink:type='resource' xlink:label='pfs_HypercubeLineItems_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Set of line items of the information hypercube.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Income' xlink:label='pfs_Income' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Income' xlink:to='pfs_Income_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Income_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all annual income of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_IncomeHypercube' xlink:label='pfs_IncomeHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_IncomeHypercube' xlink:to='pfs_IncomeHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_IncomeHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary of information about income.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_IncomeRollUp' xlink:label='pfs_IncomeRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_IncomeRollUp' xlink:to='pfs_IncomeRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_IncomeRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Roll up of income.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_IncomeTaxes' xlink:label='pfs_IncomeTaxes' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_IncomeTaxes' xlink:to='pfs_IncomeTaxes_lbl' />
    <label xlink:type='resource' xlink:label='pfs_IncomeTaxes_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all income taxes paid by the reporting individual for income statement period.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_InsurancePremiums' xlink:label='pfs_InsurancePremiums' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_InsurancePremiums' xlink:to='pfs_InsurancePremiums_lbl' />
    <label xlink:type='resource' xlink:label='pfs_InsurancePremiums_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all insurance premiums paid for life, auto, and other insurance for reporting economic individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_LegalClaims' xlink:label='pfs_LegalClaims' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_LegalClaims' xlink:to='pfs_LegalClaims_lbl' />
    <label xlink:type='resource' xlink:label='pfs_LegalClaims_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Amount of any legal claims that are contingently payable by the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_Liabilities' xlink:label='pfs_Liabilities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_Liabilities' xlink:to='pfs_Liabilities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_Liabilities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Liabilities are financial obligations, debts or claims owed by an individual to another party.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_LiabilitiesHypercube' xlink:label='pfs_LiabilitiesHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_LiabilitiesHypercube' xlink:to='pfs_LiabilitiesHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_LiabilitiesHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary of information about liabilities.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_LiabilitiesRollUp' xlink:label='pfs_LiabilitiesRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_LiabilitiesRollUp' xlink:to='pfs_LiabilitiesRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_LiabilitiesRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Roll up of liabilities.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_LiensAndAssessmentsPayable' xlink:label='pfs_LiensAndAssessmentsPayable' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_LiensAndAssessmentsPayable' xlink:to='pfs_LiensAndAssessmentsPayable_lbl' />
    <label xlink:type='resource' xlink:label='pfs_LiensAndAssessmentsPayable_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all liens and assessments payable by the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_LineItemDimension' xlink:label='pfs_LineItemDimension' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_LineItemDimension' xlink:to='pfs_LineItemDimension_lbl' />
    <label xlink:type='resource' xlink:label='pfs_LineItemDimension_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Dimensional breakdown of all details for the reported line item.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_LoansOnLifeInsurancePolicies' xlink:label='pfs_LoansOnLifeInsurancePolicies' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_LoansOnLifeInsurancePolicies' xlink:to='pfs_LoansOnLifeInsurancePolicies_lbl' />
    <label xlink:type='resource' xlink:label='pfs_LoansOnLifeInsurancePolicies_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate of any loans on life insurance policies.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_MarketableSecuritiesIssuedByGovernment' xlink:label='pfs_MarketableSecuritiesIssuedByGovernment' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_MarketableSecuritiesIssuedByGovernment' xlink:to='pfs_MarketableSecuritiesIssuedByGovernment_lbl' />
    <label xlink:type='resource' xlink:label='pfs_MarketableSecuritiesIssuedByGovernment_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all marketable securities issued by governmental entities owned by the reporting individual as of the balance sheet date.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_MarketableSecuritiesOther' xlink:label='pfs_MarketableSecuritiesOther' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_MarketableSecuritiesOther' xlink:to='pfs_MarketableSecuritiesOther_lbl' />
    <label xlink:type='resource' xlink:label='pfs_MarketableSecuritiesOther_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other marketable securities owned by the reporting individual as of the balance sheet date other than those issued by governmental entities.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_MortgagePayments' xlink:label='pfs_MortgagePayments' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_MortgagePayments' xlink:to='pfs_MortgagePayments_lbl' />
    <label xlink:type='resource' xlink:label='pfs_MortgagePayments_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all mortgage payments (principle and interest) made by the reporting individual during the reporting period.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_MortgagesAndContractsOwned' xlink:label='pfs_MortgagesAndContractsOwned' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_MortgagesAndContractsOwned' xlink:to='pfs_MortgagesAndContractsOwned_lbl' />
    <label xlink:type='resource' xlink:label='pfs_MortgagesAndContractsOwned_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all mortgages and contracts owned by the reporting individual as of the balance sheet date.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NameOfBusiness' xlink:label='pfs_NameOfBusiness' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NameOfBusiness' xlink:to='pfs_NameOfBusiness_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NameOfBusiness_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Formal name of the business of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NameOfEconomicEntity' xlink:label='pfs_NameOfEconomicEntity' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NameOfEconomicEntity' xlink:to='pfs_NameOfEconomicEntity_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NameOfEconomicEntity_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Formal name of the reporting individual (first, middle, and last).</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetAssets' xlink:label='pfs_NetAssets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetAssets' xlink:to='pfs_NetAssets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetAssets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Difference between assets and liabilities of the reporting individual.  Synonym for Net Worth and Equity.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetCashFlow' xlink:label='pfs_NetCashFlow' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetCashFlow' xlink:to='pfs_NetCashFlow_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetCashFlow_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all net cash flow for the reporting period of a reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetCashFlowFinancingActivities' xlink:label='pfs_NetCashFlowFinancingActivities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetCashFlowFinancingActivities' xlink:to='pfs_NetCashFlowFinancingActivities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetCashFlowFinancingActivities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all net cash flows from financing related activities of reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetCashFlowInvestingActivities' xlink:label='pfs_NetCashFlowInvestingActivities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetCashFlowInvestingActivities' xlink:to='pfs_NetCashFlowInvestingActivities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetCashFlowInvestingActivities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all net cash flows from investing related activities of reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetCashFlowOperatingActivities' xlink:label='pfs_NetCashFlowOperatingActivities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetCashFlowOperatingActivities' xlink:to='pfs_NetCashFlowOperatingActivities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetCashFlowOperatingActivities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all net cash flows from operating related activities of reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetIncomeExpenses' xlink:label='pfs_NetIncomeExpenses' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetIncomeExpenses' xlink:to='pfs_NetIncomeExpenses_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetIncomeExpenses_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Difference between aggregate income and aggregate expenses for reporting period of reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetIncomeExpensesRollUp' xlink:label='pfs_NetIncomeExpensesRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetIncomeExpensesRollUp' xlink:to='pfs_NetIncomeExpensesRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetIncomeExpensesRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Roll up of net income/expenses.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetIncomeExpensesSummaryHypercube' xlink:label='pfs_NetIncomeExpensesSummaryHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetIncomeExpensesSummaryHypercube' xlink:to='pfs_NetIncomeExpensesSummaryHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetIncomeExpensesSummaryHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary information for net income/expenses.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetWorth' xlink:label='pfs_NetWorth' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetWorth' xlink:to='pfs_NetWorth_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetWorth_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/periodEndLabel'>Net Worth, Ending Balance</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetWorth' xlink:label='pfs_NetWorth' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetWorth' xlink:to='pfs_NetWorth_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetWorth_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Net worth is the difference between everything of value that an individual owns and all the debts that an individual owes. Net worth is assets minus liabilities.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetWorth' xlink:label='pfs_NetWorth' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetWorth' xlink:to='pfs_NetWorth_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetWorth_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/periodStartLabel'>Net Worth, Beginning Balance</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetWorthRollForward' xlink:label='pfs_NetWorthRollForward' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetWorthRollForward' xlink:to='pfs_NetWorthRollForward_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetWorthRollForward_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Roll forward of net worth.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetWorthRollUp' xlink:label='pfs_NetWorthRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetWorthRollUp' xlink:to='pfs_NetWorthRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetWorthRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Roll up of net worth.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NetWorthSummaryHypercube' xlink:label='pfs_NetWorthSummaryHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NetWorthSummaryHypercube' xlink:to='pfs_NetWorthSummaryHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NetWorthSummaryHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary information for net worth.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NoncurrentAssets' xlink:label='pfs_NoncurrentAssets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NoncurrentAssets' xlink:to='pfs_NoncurrentAssets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NoncurrentAssets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate assets that are not current assets.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NoncurrentAssetsRollUp' xlink:label='pfs_NoncurrentAssetsRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NoncurrentAssetsRollUp' xlink:to='pfs_NoncurrentAssetsRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NoncurrentAssetsRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Roll up of noncurrent assets.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NoncurrentLiabilities' xlink:label='pfs_NoncurrentLiabilities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NoncurrentLiabilities' xlink:to='pfs_NoncurrentLiabilities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NoncurrentLiabilities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate of liabilities that are not current liabilities.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NoncurrentLiabilitiesRollUp' xlink:label='pfs_NoncurrentLiabilitiesRollUp' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NoncurrentLiabilitiesRollUp' xlink:to='pfs_NoncurrentLiabilitiesRollUp_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NoncurrentLiabilitiesRollUp_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Roll up of noncurrent liabilities.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NotesAccountsReceivableDoubtful' xlink:label='pfs_NotesAccountsReceivableDoubtful' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NotesAccountsReceivableDoubtful' xlink:to='pfs_NotesAccountsReceivableDoubtful_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NotesAccountsReceivableDoubtful_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all notes and accounts receivable whose collection is doubtful.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NotesAndAccountsReceivable' xlink:label='pfs_NotesAndAccountsReceivable' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NotesAndAccountsReceivable' xlink:to='pfs_NotesAndAccountsReceivable_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NotesAndAccountsReceivable_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all notes and accounts receivable excluding all those that are doubtful.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NotesDueFromRelativesAndFriends' xlink:label='pfs_NotesDueFromRelativesAndFriends' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NotesDueFromRelativesAndFriends' xlink:to='pfs_NotesDueFromRelativesAndFriends_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NotesDueFromRelativesAndFriends_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all notes and accounts receivable that are receivable from relatives and friends of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NotesDueToBanks' xlink:label='pfs_NotesDueToBanks' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NotesDueToBanks' xlink:to='pfs_NotesDueToBanks_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NotesDueToBanks_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all notes payable due to banks and other financial institutions.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NotesDueToOthers' xlink:label='pfs_NotesDueToOthers' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NotesDueToOthers' xlink:to='pfs_NotesDueToOthers_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NotesDueToOthers_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all notes payable to others than banks and other financial institutions.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_NotesDueToRelativesAndFriends' xlink:label='pfs_NotesDueToRelativesAndFriends' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_NotesDueToRelativesAndFriends' xlink:to='pfs_NotesDueToRelativesAndFriends_lbl' />
    <label xlink:type='resource' xlink:label='pfs_NotesDueToRelativesAndFriends_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all notes and accounts payable that are due to relatives and friends of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OnLeasesOrContracts' xlink:label='pfs_OnLeasesOrContracts' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OnLeasesOrContracts' xlink:to='pfs_OnLeasesOrContracts_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OnLeasesOrContracts_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of contingent liabilities for leases or contracts of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherContingentLiabilities' xlink:label='pfs_OtherContingentLiabilities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherContingentLiabilities' xlink:to='pfs_OtherContingentLiabilities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherContingentLiabilities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of contingent liabilities not in any other line item category.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherCurrentAssets' xlink:label='pfs_OtherCurrentAssets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherCurrentAssets' xlink:to='pfs_OtherCurrentAssets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherCurrentAssets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other current assets not reported under some other line item.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherCurrentAssetsSet' xlink:label='pfs_OtherCurrentAssetsSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherCurrentAssetsSet' xlink:to='pfs_OtherCurrentAssetsSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherCurrentAssetsSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Set of details which breaks down aggregate other current assets.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherCurrentAssetsSubcomponentsHypercube' xlink:label='pfs_OtherCurrentAssetsSubcomponentsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherCurrentAssetsSubcomponentsHypercube' xlink:to='pfs_OtherCurrentAssetsSubcomponentsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherCurrentAssetsSubcomponentsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary of information about the details of other current assets subcomponents.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherCurrentLiabilities' xlink:label='pfs_OtherCurrentLiabilities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherCurrentLiabilities' xlink:to='pfs_OtherCurrentLiabilities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherCurrentLiabilities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other current liabilities not reported under some other line item.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherCurrentLiabilitiesSet' xlink:label='pfs_OtherCurrentLiabilitiesSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherCurrentLiabilitiesSet' xlink:to='pfs_OtherCurrentLiabilitiesSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherCurrentLiabilitiesSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Set of details which breaks down aggregate other current liabilities.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherCurrentLiabilitiesSubcomponentsHypercube' xlink:label='pfs_OtherCurrentLiabilitiesSubcomponentsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherCurrentLiabilitiesSubcomponentsHypercube' xlink:to='pfs_OtherCurrentLiabilitiesSubcomponentsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherCurrentLiabilitiesSubcomponentsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary of information about the details of other current liabilities subcomponents.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherExpenses' xlink:label='pfs_OtherExpenses' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherExpenses' xlink:to='pfs_OtherExpenses_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherExpenses_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other expenses not reported under some other line item.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherExpensesSet' xlink:label='pfs_OtherExpensesSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherExpensesSet' xlink:to='pfs_OtherExpensesSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherExpensesSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other expenses set not reported under some other line item.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherExpensesSubcomponentsHypercube' xlink:label='pfs_OtherExpensesSubcomponentsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherExpensesSubcomponentsHypercube' xlink:to='pfs_OtherExpensesSubcomponentsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherExpensesSubcomponentsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary information about details of other expenses subcomponents.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherIncome' xlink:label='pfs_OtherIncome' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherIncome' xlink:to='pfs_OtherIncome_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherIncome_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other income not reported under some other line item.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherIncomeSet' xlink:label='pfs_OtherIncomeSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherIncomeSet' xlink:to='pfs_OtherIncomeSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherIncomeSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other income not reported under some other line item.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherIncomeSubcomponentsHypercube' xlink:label='pfs_OtherIncomeSubcomponentsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherIncomeSubcomponentsHypercube' xlink:to='pfs_OtherIncomeSubcomponentsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherIncomeSubcomponentsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary information about details of other income subcomponents.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherNoncurrentAssets' xlink:label='pfs_OtherNoncurrentAssets' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherNoncurrentAssets' xlink:to='pfs_OtherNoncurrentAssets_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherNoncurrentAssets_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other noncurrent assets not reported under some other line item.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherNoncurrentAssetsSet' xlink:label='pfs_OtherNoncurrentAssetsSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherNoncurrentAssetsSet' xlink:to='pfs_OtherNoncurrentAssetsSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherNoncurrentAssetsSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other noncurrent assets not reported under some other line item.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherNoncurrentAssetsSubcomponentsHypercube' xlink:label='pfs_OtherNoncurrentAssetsSubcomponentsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherNoncurrentAssetsSubcomponentsHypercube' xlink:to='pfs_OtherNoncurrentAssetsSubcomponentsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherNoncurrentAssetsSubcomponentsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary information about details of other noncurrent assets subcomponents.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherNoncurrentLiabilities' xlink:label='pfs_OtherNoncurrentLiabilities' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherNoncurrentLiabilities' xlink:to='pfs_OtherNoncurrentLiabilities_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherNoncurrentLiabilities_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other noncurrent liabilities not reported under some other line item.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherNoncurrentLiabilitiesSet' xlink:label='pfs_OtherNoncurrentLiabilitiesSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherNoncurrentLiabilitiesSet' xlink:to='pfs_OtherNoncurrentLiabilitiesSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherNoncurrentLiabilitiesSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other noncurrent liabilities not reported under some other line item.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherNoncurrentLiabilitiesSubcomponentsHypercube' xlink:label='pfs_OtherNoncurrentLiabilitiesSubcomponentsHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherNoncurrentLiabilitiesSubcomponentsHypercube' xlink:to='pfs_OtherNoncurrentLiabilitiesSubcomponentsHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherNoncurrentLiabilitiesSubcomponentsHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary information about details of other noncurrent liabilities subcomponents.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherSecuritiesNotMarketable' xlink:label='pfs_OtherSecuritiesNotMarketable' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherSecuritiesNotMarketable' xlink:to='pfs_OtherSecuritiesNotMarketable_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherSecuritiesNotMarketable_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other securities which are not marketable.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherTaxes' xlink:label='pfs_OtherTaxes' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherTaxes' xlink:to='pfs_OtherTaxes_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherTaxes_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all other taxes.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_OtherUnpaidTaxesAndInterest' xlink:label='pfs_OtherUnpaidTaxesAndInterest' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_OtherUnpaidTaxesAndInterest' xlink:to='pfs_OtherUnpaidTaxesAndInterest_lbl' />
    <label xlink:type='resource' xlink:label='pfs_OtherUnpaidTaxesAndInterest_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of liabilities which relate to unpaid taxes and interest.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_PersonalInformationHypercube' xlink:label='pfs_PersonalInformationHypercube' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_PersonalInformationHypercube' xlink:to='pfs_PersonalInformationHypercube_lbl' />
    <label xlink:type='resource' xlink:label='pfs_PersonalInformationHypercube_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Summary of information about reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_PersonalInformationSet' xlink:label='pfs_PersonalInformationSet' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_PersonalInformationSet' xlink:to='pfs_PersonalInformationSet_lbl' />
    <label xlink:type='resource' xlink:label='pfs_PersonalInformationSet_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Set of details related to information about reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_PersonalProperty' xlink:label='pfs_PersonalProperty' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_PersonalProperty' xlink:to='pfs_PersonalProperty_lbl' />
    <label xlink:type='resource' xlink:label='pfs_PersonalProperty_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all assets which relate to personal property of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_PostalCode' xlink:label='pfs_PostalCode' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_PostalCode' xlink:to='pfs_PostalCode_lbl' />
    <label xlink:type='resource' xlink:label='pfs_PostalCode_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Postal code portion of the home address of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_RealEstateMortagesPayable' xlink:label='pfs_RealEstateMortagesPayable' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_RealEstateMortagesPayable' xlink:to='pfs_RealEstateMortagesPayable_lbl' />
    <label xlink:type='resource' xlink:label='pfs_RealEstateMortagesPayable_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all liabilities which relate to real estate mortgages payable.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_RealEstateOwned' xlink:label='pfs_RealEstateOwned' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_RealEstateOwned' xlink:to='pfs_RealEstateOwned_lbl' />
    <label xlink:type='resource' xlink:label='pfs_RealEstateOwned_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all assets which relate to real estate owned by reporting individual as of the balance sheet date.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_RentalAndLeaseIncome' xlink:label='pfs_RentalAndLeaseIncome' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_RentalAndLeaseIncome' xlink:to='pfs_RentalAndLeaseIncome_lbl' />
    <label xlink:type='resource' xlink:label='pfs_RentalAndLeaseIncome_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all income which relates to rental and lease income.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_RentPayments' xlink:label='pfs_RentPayments' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_RentPayments' xlink:to='pfs_RentPayments_lbl' />
    <label xlink:type='resource' xlink:label='pfs_RentPayments_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all expenses which relates to rental payments by the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_ReportingStyleCode' xlink:label='pfs_ReportingStyleCode' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_ReportingStyleCode' xlink:to='pfs_ReportingStyleCode_lbl' />
    <label xlink:type='resource' xlink:label='pfs_ReportingStyleCode_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Reporting style code of the report provided by reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_SalaryBonusesAndCommissions' xlink:label='pfs_SalaryBonusesAndCommissions' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_SalaryBonusesAndCommissions' xlink:to='pfs_SalaryBonusesAndCommissions_lbl' />
    <label xlink:type='resource' xlink:label='pfs_SalaryBonusesAndCommissions_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all income related to salaries, bonuses, and commissions of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_State' xlink:label='pfs_State' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_State' xlink:to='pfs_State_lbl' />
    <label xlink:type='resource' xlink:label='pfs_State_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>State portion of the home address of the reporting individual.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_SundryMember' xlink:label='pfs_SundryMember' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_SundryMember' xlink:to='pfs_SundryMember_lbl' />
    <label xlink:type='resource' xlink:label='pfs_SundryMember_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all sundry amounts for the line item of a dimension.</label>
  </labelLink>
 
  <labelLink xlink:type='extended' xlink:role='http://www.xbrl.org/2003/role/link'>
    <loc xlink:type='locator' xlink:href='pfs.xsd#pfs_UnpaidIncomeTaxes' xlink:label='pfs_UnpaidIncomeTaxes' />
    <labelArc xlink:type='arc' xlink:arcrole='http://www.xbrl.org/2003/arcrole/concept-label' xlink:from='pfs_UnpaidIncomeTaxes' xlink:to='pfs_UnpaidIncomeTaxes_lbl' />
    <label xlink:type='resource' xlink:label='pfs_UnpaidIncomeTaxes_lbl' xml:lang='en' xlink:role='http://www.xbrl.org/2003/role/documentation'>Aggregate amount of all liabilities related to unpaid income taxes of the reporting individual.</label>
  </labelLink>
 
</linkbase>
