The Company's long-term debt outstanding, defined as debt with original maturities of one year or greater, as of December 31 was as follows:
| 2013 | 2012 | |||||||||||||||||
| (Millions, except percentages) | Maturity Dates | Outstanding Balance | (a) | Year-End Stated Rate on Debt | (b) | Year-End Effective Interest Rate with Swaps | (b)(c) | Outstanding Balance | (a) | Year-End Stated Rate on Debt | (b) | Year-End Effective Interest Rate with Swaps | (b)(c) | |||||
| American Express Company | ||||||||||||||||||
| (Parent Company only) | ||||||||||||||||||
| Fixed Rate Senior Notes | 2014-2042 | $ | 8,784 | 5.43 | % | 4.60 | % | $ | 8,848 | 5.78 | % | 4.95 | % | |||||
| Floating Rate Senior Notes | 2018 | 850 | 0.84 | ― | ― | ― | ― | |||||||||||
| Subordinated Debentures(d) | 2036 | 749 | 6.80 | ― | 749 | 6.80 | ― | |||||||||||
| American Express Credit Corporation | ||||||||||||||||||
| Fixed Rate Senior Notes | 2014-2018 | 14,875 | 3.13 | 2.03 | 17,163 | 4.20 | 2.39 | |||||||||||
| Floating Rate Senior Notes | 2014-2016 | 2,855 | 1.14 | ― | 2,203 | 1.59 | ― | |||||||||||
| Borrowings under Bank Credit Facilities | 2015-2016 | 4,012 | 4.18 | ― | 4,672 | 4.87 | ― | |||||||||||
| American Express Centurion Bank | ||||||||||||||||||
| Fixed Rate Senior Notes | 2015-2017 | 2,102 | 4.12 | 3.32 | 2,120 | 4.12 | 3.32 | |||||||||||
| Floating Rate Senior Notes | 2015-2018 | 675 | 0.67 | ― | 550 | 0.76 | ― | |||||||||||
| American Express Bank, FSB | ||||||||||||||||||
| Fixed Rate Senior Notes | 2017 | 999 | 6.00 | ― | 2,764 | 5.68 | 3.68 | |||||||||||
| Floating Rate Senior Notes | 2017 | 300 | 0.47 | ― | 300 | 0.51 | ― | |||||||||||
| American Express Charge Trust II | ||||||||||||||||||
| Floating Rate Senior Notes | 2016-2018 | 4,200 | 0.49 | ― | 3,000 | 0.49 | ― | |||||||||||
| Floating Rate Subordinated Notes | 2016-2018 | 87 | 0.80 | ― | ― | ― | ― | |||||||||||
| American Express Lending Trust | ||||||||||||||||||
| Fixed Rate Senior Notes | 2015-2016 | 2,600 | 0.72 | ― | 2,100 | 0.65 | ― | |||||||||||
| Floating Rate Senior Notes | 2014-2018 | 10,685 | 0.81 | ― | 12,810 | 0.90 | ― | |||||||||||
| Fixed Rate Subordinated Notes | 2015 | 300 | 1.08 | ― | 300 | 1.08 | ― | |||||||||||
| Floating Rate Subordinated Notes | 2014-2018 | 847 | 0.81 | ― | 1,091 | 0.93 | ― | |||||||||||
| Other | ||||||||||||||||||
| Fixed Rate Instruments(e) | 2014-2030 | 239 | 3.95 | ― | 123 | 5.94 | ― | |||||||||||
| Floating Rate Borrowings | 2014-2016 | 276 | 0.62 | ― | % | 292 | 0.65 | ― | % | |||||||||
| Unamortized Underwriting Fees | (105) | (112) | ||||||||||||||||
| Total Long-Term Debt | $ | 55,330 | 2.56 | % | $ | 58,973 | 3.04 | % | ||||||||||