The assumed health care cost trend rates follow:
| Health Care and Life | ||||||||||||
| At December 31, | 2013 | 2012 | 2011 | |||||||||
|
Healthcare cost trend rate assumed for next year |
6.50 | % | 7.00 | % | 7.50 | % | ||||||
|
Rate to which cost trend rate gradually declines |
4.75 | 5.00 | 5.00 | |||||||||
|
Year the rate reaches the level it is assumed to remain thereafter |
2020 | 2016 | 2016 | |||||||||