<?xml version="1.0" encoding="utf-8"?>
<!-- Created by Charles Hoffman, CPA 2021-04-12 -->
<!-- Prototype UDFRF XBRL Roles -->
<schema
	xmlns="http://www.w3.org/2001/XMLSchema"
	xmlns:xbrli="http://www.xbrl.org/2003/instance"
	xmlns:link="http://www.xbrl.org/2003/linkbase"
	xmlns:xlink="http://www.w3.org/1999/xlink"
	xmlns:udfrf-roles="http://accounting.auditchain.finance/udfrf/udfrf-roles"
	targetNamespace="http://accounting.auditchain.finance/udfrf/udfrf-roles"
	elementFormDefault="qualified"
	attributeFormDefault="unqualified">
  <annotation>
    <appinfo>

      <!-- Label Roles -->
      <link:roleType roleURI="http://accounting.auditchain.finance/udfrf/role/originallyStatedLabel" id="originallyStatedLabel">
        <link:definition>The label for a concept when presenting values that have been restated from their value as originally reported. Used in an Adjustment concept arrangment pattern.  Used in conjunction with the http://www.xbrl.org/lrr/role/restated-2006-02-21.xsd#restatedLabel.</link:definition>
        <link:usedOn>link:label</link:usedOn>
      </link:roleType>

    </appinfo>
  </annotation>

  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />

</schema>
